TrackWorth
not your data.
TrackWorth brings all your assets, liabilities, goals, and transactions into one privacy-first dashboard — with multi-currency support and real-time net worth tracking.
Free plan available · No credit card required · Your data stays yours
Financial Health
Composite score
Good
Based on emergency fund, savings rate, debt & insurance
Mortgage
5.8% APR · 20y left
Monthly EMI
CA$2,115
per month
Total Interest
CA$207.6K
38% of total
Principal vs Interest
Pay Extra → Close Faster
+CA$450/mo
Close in 15y (save 2y 10mo)
CA$54K saved in interest
+CA$1.1K/mo
Close in 12y 3mo (save 5y 7mo)
CA$98K saved in interest
FIRE Progress
Financial Independence Tracker
$340K
saved toward $1M target
FI Date: 2031 · 5 yrs away
Lean
$500K
Regular
$1.0M
Fat
$2.0M
Smart Insights
More than just numbers
Actionable financial insights that help you make smarter decisions
Everything you need to grow your wealth
Built for individuals who want clarity over their financial life — no bloat, no noise.
Net Worth Tracking
Aggregate all your assets and liabilities in one place. See your real net worth at a glance, updated in real time.
Multi-Currency Support
Hold assets in any of 20+ currencies. TrackWorth converts everything to your base currency using live exchange rates.
Financial Goals
Set savings goals — retirement, house, education — and watch your progress with visual progress bars.
Transaction Tracking
Log income and expenses by category. Understand where your money goes with clear summaries.
Net Worth Snapshots
Take point-in-time snapshots to build a historical chart of your net worth growth over months and years.
FIRE Calculator
Know exactly when you can retire. Track your progress toward Financial Independence with Lean, Regular, and Fat FIRE projections.
Live Stock Price Sync
Assets with a ticker symbol (AAPL, RELIANCE.NS, BTC-USD) update automatically with live market prices — no API key needed.
Currency Watchlist
Pin your favourite currency pairs and check live exchange rates at a glance directly from your dashboard.
Payment Reminders
Set monthly payment amounts and due dates on your loans and credit cards. Get alerted before payments are due so you never miss one.
AI Money Buddy
Meet Fin, your personal AI financial assistant. Ask questions about your finances, get spending insights, and log transactions through natural conversation.
Canadian Tax Tools
Free RRSP refund estimator, TFSA contribution room calculator, and FHSA lifetime room tracker. All 13 provinces and territories supported.
My Subscriptions
Track all your recurring bills and services in one place. Log payments with one tap and see your total monthly subscription cost.
Budget vs Actual
Set monthly spending limits per category, visualize progress with charts, and compare month-over-month trends to stay on track.
Bill Split
Track shared expenses with friends and family. Create equal or custom splits, manage contacts, and settle up with one click.
Family Sharing
Track your entire household's finances together. View individual or combined net worth, assets, goals, and transactions — with role-based access for admins, editors, and viewers.
Money Calendar
Visualize all your upcoming bills, subscriptions, loan payments, and financial events on a monthly calendar. Never miss a due date again.
Switch from Any App
Import your data from YNAB, Mint, Monarch, or Copilot in one click. Switch to TrackWorth without losing your financial history.
Switch from any budgeting app in minutes
Already using another finance app? Import your data with a single CSV upload. No manual re-entry, no lost history. Your financial data travels with you.
Import your budgets, accounts, and transaction history
Bring over your categories, transactions, and spending data
Transfer your accounts, balances, and financial goals
Move your transaction history and account balances
RRSP Refund Calculator
Estimate your tax refund from RRSP contributions. Supports all 13 provinces with 2024-2026 federal brackets.
TFSA Room Calculator
Know exactly how much TFSA contribution room you have based on your birth year and contribution history.
FHSA Room Tracker
Track your First Home Savings Account lifetime room ($40K cap) and annual contributions since 2023.
Plan smarter with financial calculators
Calculate loan EMIs, model investment returns, and plan your debt payoff — no sign-in required.
Monthly EMI
$2,326
Total Interest
$258,215
Total Payment
$558,215
Know exactly where you stand
TrackWorth doesn't just store numbers — it scores your financial health, plots your path to FIRE, breaks down every debt, and keeps your goals on track.
Financial Health Report
Composite score · 4 indicators
Good
Based on emergency fund, savings rate, debt burden & insurance
Financial Health Score
A 0–10 composite score based on your emergency fund, savings rate, debt burden, and insurance coverage. Know at a glance what to fix next.
Mortgage
5.8% APR · 20y left · CAD
Monthly EMI
CA$2,115
per month
Total Interest
CA$207.6K
38% of total
Principal vs Interest Breakdown
Pay Extra → Close Faster
+CA$450/mo
Close in 15y (save 2y 10mo)
CA$54K saved in interest
+CA$1.1K/mo
Close in 12y 3mo (save 5y 7mo)
CA$98K saved in interest
Debt Pay-Off Planner
For every loan, TrackWorth shows your EMI, the principal vs interest split, and suggests how much extra to pay to close years early and save thousands.
FIRE Progress
Financial Independence Tracker
$340K
saved toward
$1M target (25× expenses)
Lean
$500K
Regular
$1.0M
Fat
$2.0M
FIRE Progress Tracker
Track your progress toward Lean, Regular, and Fat FIRE targets simultaneously. See your estimated Financial Independence date updated in real time as your portfolio grows.
Portfolio Allocation
Total: $500K across 5 categories
Allocation breakdown
Portfolio Allocation
Instantly see how your wealth is distributed across stocks, real estate, crypto, cash, and more. Spot concentration risk before it becomes a problem.
Financial Goals
3 active goals tracked
At your current savings rate you'll hit your house down payment goal in 14 months.
Goal Progress
Set savings goals — house, retirement, emergency fund — and watch them progress with visual bars and smart timeline estimates based on your savings rate.
Net Worth History
Last 6 snapshots
$378K
+35.0% · 6 months
Assets
$502K
+$12K
Liabilities
$124K
-$2K
Net Worth
$378K
+$14K
Net Worth History
Take point-in-time snapshots to build a historical chart of your net worth growth. See how your assets and liabilities move month over month.
Live Price Sync
Auto-updated · Live market data
$189.25
+1.42
$2,841.50
-12.30
$67,420.00
+890.10
$134.65
+0.85
Supports US, India NSE/BSE, Canada TSX, and crypto. Values update on each refresh.
Live Stock Price Sync
Enter a ticker symbol on any asset and TrackWorth fetches live prices automatically — US, India NSE/BSE, Canada TSX, and crypto all supported.
Currency Watchlist
Live exchange rates · 4 pairs pinned
1.3641
+0.12%
1.0852
-0.08%
106.24
+0.31%
1.3410
+0.05%
Pin any pair from 20+ currencies and track them right from your dashboard.
Currency Watchlist
Pin your most-watched currency pairs and see live exchange rates directly on your dashboard. Great for multi-currency portfolios.
Payment Reminders
3 upcoming payments
Mortgage
Due in 3 days
CA$2,115
Car Loan
Due in 8 days
CA$320
Credit Card
Due in 12 days
CA$150
Set a due date on any loan or credit card — TrackWorth shows a dashboard alert when payment is near.
Payment Reminders
Set a monthly payment and due date on any liability. TrackWorth shows a dashboard alert when a payment is approaching so you never miss a deadline.
Simple, honest pricing
Start free. Upgrade when you're ready.
Pro
Early Bird OfferBilled $79.99/yr. Cancel anytime.
- Everything in Free
- Unlimited assets, liabilities & goals
- Unlimited snapshots & full history
- All 20+ currencies with live FX rates
- Live stock & crypto price sync
- FIRE Calculator & retirement planner
- Budget tracking vs actual
- My Subscriptions tracker
- Money Calendar & payment reminders
- Currency watchlist
- Bill Split
- AI Money Buddy (Fin)
- Canadian Tax Tools (RRSP, TFSA, FHSA)
- CSV export & data portability
- Priority support
Family
Early Bird OfferPro plan + Family add-on. Billed $119.40/yr. Cancel anytime.
- All Pro features for each member
- Shared household dashboard
- View combined family net worth
- Per-member asset & goal breakdown
- Role-based access (Admin / Editor / Viewer)
- Email invitations to household
- Switch between member views instantly
- Read-only view for other members